Convenience Services
It's easy to bank with ES&L
If you're like most people, convenience has a lot to do with your choice of a bank.
That's why we've added a number of FREE services that let you do your bank whenever and wherever you want. At ES&L fast,
convenient banking extends beyond the boundaries of our lobby.
ES&L Merchant Services - Best
Your no monthly fee merchant services business account can process all the popular credit card such as visa, mastercard, amex and discover. Funds are deposited into your checking account the next business day. All activity will show up on your monthly merchant account statement. See reviews about ES&L Merchant Services On the Following Websites:
ES&L ATM Card - FREE
Your no annual fee ES&L ATM card can be used at any cash machine displaying the NYCE or Cirrus symbols. Withdraw funds from checking, savings or money market accounts or transfer funds between accounts. All activity will show up on your monthly statement.
ES&L Debit Card FREE (for qualified customers)
In addition to providing all the benefits of an ATM card, your ES&L Debit Card allows you to purchase goods and services wherever Mastercard is accepted. Because funds are automatically
debited from your account, you will save time from not having to write checks.
Direct Deposit - FREE
Save time by having your paycheck, pension or social security benefits direct deposited into
an ES&L account. When you have direct deposit into your non-interest bearing ES&L checking account we will waive the monthly
service charge. You may access your deposit by using an ES&L ATM card.
Automatic Loan Payments - FREE
Arrange for your loan payment to be automatically deducted from an existing ES&L
account or from a deposit account at another financial institution. In some cases, you'll receive a substantial discount on your
loan rate when you choose this option.
To sign up for ES&L Autopay, click here (requires Adobe Reader) to download an application and return it to:
ES&L
300 W. Water St.
Elmira, NY, 14901
ES&L Overdraft Transfer
Customers can authorize the transfer of funds from an ES&L savings account to an ES&L
checking account in order to offset the overdraft of an ES&L checking account. Currently, there is a $25.00 per transaction
service charge
ES&L Internet Banking � FREE
Manage your finances 24 hours a day, 7 days a week. Our online banking service is
easy to use and allows you to check account balances, transfer funds between accounts, and manage your own stock portfolio.
Most important, your financial privacy is ensured by state-of-the-art security measures. Click here to learn
more.
ES&L Bill Pay (monthly fee)
Bill Pay is a convenient way to pay your monthly bills anywhere, at any time. By
signing up for this service, you will be able to issue payments, electronically or by check, to any company or individual in the
United States. Bill Pay saves you time and money by eliminating the need to buy stamps and write paper checks.
ES&L also offers the following convenience services:
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Saturday hours (9 a.m. � 12 p.m.) |
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Drive-through service open Monday-Friday at 8:00 a.m. |
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