Mortgage and Consumer Loan Calculator

The accuracy and applicability of this calculator is not guaranteed, actual values may vary slightly. The monthly payment does not include any escrow payments.

Elmira Savings & Loan has received a rating of "outstanding" on its most recent Community Reinvestment Act examination.

The Community Reinvestment Act, first enacted into law in 1977, encourages banks to meet the credit needs of all of the communities they serve, including low-to-moderate income neighborhoods and families, and local businesses.