Savings/Money Market Accounts

See Current Rates

Safety, Liquidity, and a Competitive Rate of Return

ES&L offers a wide variety of savings plans, including�

Passbook Savings
For those customers that appreciate owning a tangible savings document. A Passbook account can be opened for as little as $5 and there is no monthly service charge if your balance on the last day of the month is at least $200.

Statement Savings
For added convenience, opt for a Statement Savings account and we will send you a monthly statement summarizing all activity on the account. Additionally, you can choose to access the account with a FREE ES&L ATM card.

Insured Money Market Accounts (IMMA)
If you are looking for the higher return associated with a savings account, with limited check writing privileges, an IMMA may be the right account for you. The account requires a $2,500 daily balance to earn the stated interest rate.

Holiday Clubs
A great way to save for holiday gift giving or an upcoming purchase. Holiday Club accounts can be opened for as little as $2 and there is no monthly fee. Account holders receive their checks in early October (there may be a penalty for partial withdrawals prior to that time).

All of the accounts listed above are FDIC insured, up to allowable limits.