Certificates of Deposit

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A reliable way to save for your future.
If you're looking for higher rates and will not need immediate access to your savings, you may consider investing in a Certificate of Deposit. ES&L offers CDs in a variety of terms - ranging from 30 days to 5 years � all with very competitive interest rates. Most of our CDs only require a $2,500 minimum balance. Early withdrawals of principal are subject to a penalty.

All ES&L deposit accounts are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC), an agency of the federal government. Higher insured limits are possible by setting up accounts and certificates in properly prepared individual, joint and trust accounts.