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Checking Accounts

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Easy and safe money management

When it comes to your everyday finances, simple is better. That's why ES&L provides checking plans that are convenient and easy to manage. Regardless of which account you choose, you'll receive:

Unlimited check writing
Easy-to-balance monthly statement
Return check images for easy record keeping
Access to FREE Internet Banking
FDIC insurance, up to allowable limits



Choose the plan that's right for you�
Product Minimum to Open Minimum Balance to Avoid Fees Monthly Service Fee Special Features
ES&L Checking $25.00 $300.00 $0-5.00 Monthly service fee is waived if:
  • You have direct deposit of payroll, pension or Social Security
  • The average daily balance is greater than $300.00
  • Super NOW Checking $2,500.00 $1000.00 $0-5.00
  • Monthly fee applies only if the end of day balance falls below $1000 at any time during the month.
  • Balances below $2,500 do not earn interest.
  • This account is only available for personal, non-profit and government accounts.
  • PEAK-YOUR-INTEREST Checking $15,000.00 $15,000.00 $0-25.00
  • Monthly fee applies only if the end of day balance falls below $15,000 at any time during the month.
  • Balance always earns interest
  • Business funds are not eligible for this account.
  • Not-for-profit Checking $2,500.00 $2,500.00 $0-25.00
  • Monthly fee applies only if the end of day balance falls below $2,500 at any time during the month.
  • Balances below $2,500 do not earn interest.
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