| DIRECTORS |
Robert E. Butler |
Chairman of the Board Owner, Deister & Butler, Inc.Former Owner, H. H. Equipment, Inc. |
| William A. McKenzie |
President and Chief Executive Officer,Elmira Savings & Loan, F.A.
bamckenzie@stny.rr.com |
| Charles T. Burke |
Sales Manager Swift Glass Company , Inc. |
| John F. Cadwallader |
President of the following companies:John F. Cadwallader, Inc. d/b/a "The Glass Company"Windshield Installation Network, Inc. d/b/a WINAutoglass Insurance Company |
| J. Michael Ervin |
Executive Vice President, Chief Operating Officer & Treasurer
jmervin@stny.rr.com |
| Dr. Adrian P. Hulsebosch |
Retired Orthodontist |
| Frederick J. Molter |
Retired Engineer, The Sear Brown Group |
| Paul Morss |
Retired Insurance Executive,Swan & Sons Morss Co. Insurance Agency |
| Gerald F. Schichtel |
Retired President,Hilliard Corporation |
| Marc P. Stemerman |
Sales Manager Chemung Supply Corporation |
| DIRECTOR EMERITUS |
Jack H. Mikkelsen |
Retired President,Zeiser Wilbert Vault, Inc. |
| All directors of ES&L Bancorp, Inc. are directors of Elmira Savings and Loan, F.A. |
| OFFICERS |
William A. McKenzie |
President and Chief Executive Officer mckenzie@stny.rr.com |
| J. Michael Ervin |
Executive Vice President, Chief Operating Officer & Treasurer jmervin@stny.rr.com |
| Richard R. Sisson |
Senior Vice President & Chief Lending Officer
rrsisson@stny.rr.com |
| Michael J. Wayne |
Vice President mjwayne@stny.rr.com |
| Lynn M. Morris |
Vice President lmorris@stny.rr.com |
| James D. Stanton |
Vice President jstanton@stny.rr.com |
| Judy A. Peters |
Vice President jpeters@stny.rr.com |
| Michael J. Crimmins |
Vice President mcrimmins@stny.rr.com |
| Brian A. McKenzie |
Vice President bamckenzie@stny.rr.com |
| Glenn R. Ahart |
Assistant Vice President gahart@stny.rr.com |
| Anne M. Hourihan-Bennett |
Assistant Vice President abennett@stny.rr.com |
| Maryanna S. Atkinson |
Assistant Vice President matkinson@stny.rr.com |
| Robin M. Fuller |
Assistant Vice President rfuller@stny.rr.com |
| Larry A. Tressler |
Assistant Treasurer ltress@stny.rr.com |
| Don Miller |
Assistant Vice President donaldjmiller@stny.rr.com |
| Shirley L. Gleockner |
Corporate Secretary sgleockner@stny.rr.com |
| All officers of ES&L Bancorp, Inc. are officers of Elmira Savings and Loan, F.A. |
