ES&L
Your Community Bank
Founded in 1888, Elmira Savings & Loan provides a wide variety of financial products and services. We strive to provide the highest level of service to our customers from our main office in Elmira, NY as well as our "cashless" branch in Ithaca, NY.

We invite you to explore this website to learn more about your community bank and how we can help you meet your financial goals.
Bank Online

Manage your merchant accounts, process payments your bills or sign up for our online e-merchant services by clicking here.
Your loan is just a click away!

Apply for a mortgage

Apply for a personal loan
Process E-checks

electronic echeck processing
Login Now!  
Current Rates

(as of 9/23/05)
Product Rate APY
14 Month CD 4.165% 4.25%
10 Month CD 3.930% 4.00%
Freedom Savings 3.276% 3.33%

Turn your wish list into a shopping list


Site © Elmira Savings & Loan
Privacy Statement
Equal Housing Lender
Member FDIC
Site By Andera
More Rates